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How does car insurance work?

When you get automobile insurance, you will choose your coverage limits and deductible. If you are involved in an automobile accident and submit a claim, you will be required to pay a deductible before receiving coverage under your policy.

If you have a large deductible, your auto insurance premium may decrease, but you may incur greater out-of-pocket claims payments. The converse is true if you pick a smaller deductible, which may result in reduced out-of-pocket payments, but your premium may rise.


Why does Car Insurance Cover

Your car insurance can help you cover different costs if you get into an accident. Car insurer offer different car insurance coverages that you can add to your policy, such as:

  • Medical payments coverage
  • Bodily injury liability insurance
  • Free roadside assistance
  • Premium ‘A’ list garage network
  • Collision coverage
  • Auto property damage liability
  • Free Oman cover
  • Easy Claim process




Insurance is provided by UniTrust Insurance Broker LLC , regulated by the UAE Insurance Authority, Commercial License No. 570764 and Insurance Authority Registration No. 188, Since 2005 ,